Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so expenseId and the optional userId are already fully documented in the schema. The description reinforces the "own expenses" scoping that explains userId's role but adds no new format, syntax, or ID-provenance detail beyond the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.