Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the fetch semantics are safe and the description does not contradict them. The description adds only the 'multiple deposits' scope and the indexer as the source, but says nothing about pagination, ordering, or response behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.