Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false. The description adds valuable behavioral context beyond these annotations, including that it covers annual (10-K) and quarterly (10-Q) data, the source is SEC EDGAR, and it is priced at $0.75 USDC via x402 on Base. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.