Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint false, openWorldHint true, idempotentHint true, destructiveHint false), so the bar is lower, yet the description adds valuable traits beyond them: rate/cost sensitivity ('勿循环刷'), a privacy behavior (phone-number searches return empty), and a relay constraint for cloud users. These are operational facts the agent would otherwise not know. It does not explain the readOnlyHint=false anomaly for a search tool, keeping it at 4.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.