Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, so the description rightly spends its budget elsewhere: it discloses the login requirement and the default filter semantics (ACTIVE + PARKED unless narrowed), which annotations do not convey. It does not describe pagination or ordering behavior, but the added auth and default-filter context is solid value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.