Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive, but the description adds substantial context beyond them: PII is returned in plaintext (phone/WeChat/email), it is scoped to the owner only and never relayed to third parties, sensitive ID fields are not retained, and isFile=true returns filename only with no address. That is rich behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.