Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/open-world, so the safety profile is covered. The description adds value beyond them: it requires login, exposes the meaning of specific status codes, and importantly warns that organizer_profile_required needs App SMS verification which MCP cannot write — a real limitation an agent must know.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.