Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so 'Read-only' merely restates structured data and earns no credit. The description adds nothing beyond that — no pagination, result caps, ordering, or authentication context — leaving the behavioral picture entirely to the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.