Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and idempotentHint=true. The description adds context: it is a shortcut from the Explorer transaction index, and defines 'native value transfer' (transactions.value > minValueWei, excluding gas fees). This clarifies the filtering behavior beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.