Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds behavioral context by stating it returns the latest full snapshot with per-issuer breakdown and specific fields (total_supply_usd, issuer, per-chain data), which goes beyond the structured annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.