Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full load and does well: it discloses that no registration is required, that calling it is effectively idempotent (returns existing status rather than creating a duplicate), and that it also returns explanatory next steps. It doesn't address failure modes, key expiry, or whether the trial key is rate-limited or scoped, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.