Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
With a single parameter at 100% schema coverage, the baseline is 3, but the description adds meaning beyond the schema by enumerating the accepted address formats (P2PKH 1…, P2SH 3…, bech32 bc1q…, bech32m bc1p…), letting an agent validate input types before invoking.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.