Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description's 'Return' indicates a read-only operation. It adds behavioral details like 'coinbase attribution' and 'transaction sample' (not all transactions), which are important. Does not mention rate limits or error behavior, but is adequate for a read tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.