Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden. It discloses an important behavioral constraint: 'this server has no wallet of its own,' which implies read-only operation and clarifies that the tool cannot sign transactions. However, it does not cover other behavioral aspects like rate limits, authentication requirements, or error conditions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.