Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the agent knows it's a safe read operation. The description adds value by specifying the returned fields (investigation number, type, description, latest activity date, NHTSA action number) and scope (active and closed investigations for US vehicles). This provides useful behavioral context beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.