Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark it as read-only, idempotent, and non-destructive. The description adds valuable behavioral context: what it detects, output details (fraud score, location), and support for international numbers. No contradictions with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.