Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only, non-destructive, idempotent behavior. The description adds context by specifying the fraud score range (0-100) and listing returned data types (geolocation, abuse velocity, connection type, 9+ risk indicators), going beyond annotations without contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.