Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint, destructiveHint, idempotentHint, and openWorldHint, covering the safety and idempotency profile. The description adds value by specifying the data source (RapidAPI/Realtor.com) and listing the return fields, which goes beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.