Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, openWorld, idempotent, and non-destructive behavior. The description adds valuable context beyond that: no authentication required, business-day spot rates, SDMX REST API source, open government licence, and unlimited use. This gives an agent confidence about access constraints and data provenance.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.