Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/open-world, so the safety profile is covered. The description adds genuinely useful context beyond that: the authoritative source (fisheries.noaa.gov), that it is public US Government data, and that no auth is required. It does not mention pagination or rate limits, but it earns credit for the provenance and auth disclosures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.