Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint, and destructiveHint=false, covering the safety profile. The description adds value beyond annotations by specifying the return content ('collection names, ages, and PBDB occurrence counts') and the data source, auth status, and licensing ('macrostrat.org/api/v2, no auth required, CC BY 4.0'). No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.