Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare idempotent, read-only, and non-destructive behavior. The description adds that the tool covers all SEC-registered companies and returns specific fields, but does not discuss rate limits, pagination, or other behavioral traits that would further assist an agent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.