Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only, non-destructive, idempotent, and open-world hints. The description adds value by specifying the browsing nature ('Browse instrument universe by structured criteria') and data source ('Bloomberg OpenFIGI'), enhancing transparency beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.