Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, and non-destructive behavior, so the description does not need to restate those. It adds meaningful context: the data source ('ECB Statistical Data Warehouse (data-api.ecb.europa.eu)'), that no auth is required, and the seasonal adjustment methodology. It does not mention rate limits or response details, but the output schema covers the response shape.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.