Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and idempotentHint=true. The description adds context about the data source ('American Community Survey 5-year estimates'), coverage (all states, counties, sub-counties), and update frequency ('updated annually'), which is valuable beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.