Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, openWorld, idempotent, and non-destructive hints. The description adds valuable behavioral context beyond this: the sorted-by-last-update-descending ordering, the specific returned fields (accession IDs, names, format, dates, submitter, URL), and the curation/peer-validation process. This exceeds what annotations alone convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.