Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=true, so 'does not create, modify, or delete data' is largely redundant. The description does add genuine behavioral context — the exact endpoint and that results are raw, unaggregated snapshots rather than aggregates — but says nothing about billing, rate limits, auth, or pagination behavior with large wallet batches.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.