Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint, idempotentHint, non-destructive, closed-world), but the description adds genuinely useful context beyond them: the call requires an existing inbox's agent key as a Bearer credential, and this server cannot create an inbox. That prerequisite is not derivable from the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.