Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is fully covered by structured data. The description adds the substantive content of the policy (what the assistant will NOT do: screening, attestations, payment, care decisions), which is genuinely useful behavioral context beyond the annotations, but it doesn't describe return format or open-world implications despite openWorldHint=true.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.