Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld), so the description focuses on behavior: matching is case-insensitive and partial, and a single name can legitimately return multiple IDs for both sides of the street, with the routes list as the disambiguator. That is genuinely useful non-obvious behavior. It stops short of describing empty-result behavior or how limit truncation is signalled, which keeps it off a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.