Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond annotations (idempotent, non-destructive, read-write), the description discloses rich behavior: what is preserved vs. replaced (channels REPLACES the whole delivery list), the subtle hmac_secret retention rule for webhooks, partial-update semantics for omitted fields, refusal of soft-deleted signals, Pro+ gating on certain condition types, and cap-neutrality. This substantially exceeds the structured annotations' coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.