Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is covered. The description adds behavioral context beyond annotations: ordering (newest first), the scope (any run regardless of trigger), the fields returned, and the tier restriction (sp500+ sample rejected).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.