Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond annotations (readOnlyHint=true, destructiveHint=false), the description discloses critical behavior: returns found:false for unknown ids or other customers' ids without a distinguishing signal, and mentions the access tier restriction (sp500+, sample rejected). This is valuable context not captured in annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.