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Valuein — SEC EDGAR Fundamentals & Smart-Money Data

Forensic Audit (Beneish + Sloan + Solvency)

forensic_audit
Read-onlyIdempotent

Deterministic forensic-accounting scores for a single ticker: partial Beneish M-Score, Sloan accruals, and a solvency snapshot. Returns a red-flag narrative ranked by severity, with citations to source filings. Used by the forensic_earnings_brief SOP.

Note: full Beneish needs AR / current assets / PPE / SGA / current liabilities, which aren't in our fundamentals model. We compute the recoverable subset (SGI + TATA + LVGI) and flag partial=true. Tier: sp500+.

Input Schema

NameRequiredDescriptionDefault
tickerYesStock ticker symbol of the company to audit, e.g. AAPL, MSFT, BRK.B.

Output Schema

NameRequiredDescriptionDefault
_metaYesProvenance envelope — data lineage for every MCP response
resultYes
tickerYes
sec_urlYes
period_endYes
source_filingYes
metrics_displayNoEach figure in `result` rendered for prose, keyed by its path ('sloan_accruals', 'solvency.roa', 'm_score_components.sgi'). QUOTE THESE VERBATIM instead of the raw numbers.
prior_period_endYes

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed1 schema field changed
    • addedOutput schema / properties / metrics_display
      Added value: +{
      +  "additionalProperties": {
      +    "type": [
      +      "string",
      +      "null"
      +    ]
      +  },
      +  "description": "Each figure in `result` rendered for prose, keyed by its path ('sloan_accruals', 'solvency.roa', 'm_score_components.sgi'). QUOTE THESE VERBATIM instead of the raw numbers.",
      +  "type": "object"
      +}
  2. Changed1 schema field changed
    • changedOutput schema / properties / _meta / properties / cost_usd / properties / basis / description
      Previous value: -"payg_charge = real charge (agent-pay or your balance). payg_rate_card = indicative price, not billed."New value: +"payg_charge = real pay-per-call charge (a card or MPP payment through agent-pay). payg_rate_card = indicative price, not billed."
  3. Changed2 schema fields changed
    • changedOutput schema / properties / _meta / properties / cost_usd / properties / basis / description
      Previous value: -"payg_charge = real agent-pay charge. payg_rate_card = indicative price, not billed."New value: +"payg_charge = real charge (agent-pay or your balance). payg_rate_card = indicative price, not billed."
    • changedOutput schema / properties / _meta / properties / cost_usd / properties / billed / description
      Previous value: -"true = this amount was actually charged via PAYG for this call. false = indicative PAYG-equivalent value; your plan already covers this call for free."New value: +"true = this amount was actually charged via PAYG for this call. false = indicative PAYG-equivalent value only: no charge was made for this call (it was within your plan)."
  4. Changed16 schema fields changed
    • changedInput schema / properties / ticker / description
      Previous value: -"Ticker symbol or SEC CIK of the company to check, e.g. AAPL."New value: +"Stock ticker symbol of the company to audit, e.g. AAPL, MSFT, BRK.B."
    • addedOutput schema / properties / _meta / properties / cost_usd
      Added value: +{
      +  "additionalProperties": false,
      +  "description": "Per-call cost transparency. Omitted for subscription-only tools that have no PAYG-equivalent price.",
      +  "properties": {
      +    "amount_usd": {
      +      "minimum": 0,
      +      "type": "number"
      +    },
      +    "basis": {
      +      "description": "payg_charge = real agent-pay charge. payg_rate_card = indicative price, not billed.",
      +      "enum": [
      +        "payg_charge",
      +        "payg_rate_card"
      +      ],
      +      "type": "string"
      +    },
      +    "billed": {
      +      "description": "true = this amount was actually charged via PAYG for this call. false = indicative PAYG-equivalent value; your plan already covers this call for free.",
      +      "type": "boolean"
      +    }
      +  },
      +  "required": [
      +    "amount_usd",
      +    "billed",
      +    "basis"
      +  ],
      +  "type": "object"
      +}
    • addedOutput schema / properties / _meta / properties / data_plan
      Added value: +{
      +  "description": "Access plan: sample | sp500 | pro | full",
      +  "type": "string"
      +}
    • changedOutput schema / properties / _meta / properties / fundamentals_as_of / description
      Previous value: -"Use THIS — not `last_updated` — when telling a user how current the cross-sectional fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to. It is a floor for a single filer, not a ceiling: a filer with a live partition receives its filing, facts and ratios intraday (minutes after EDGAR dissemination), so an entity-scoped read may carry a filing newer than this; cross-sectional ranks (factor scores, earnings signals) refresh with the weekly bulk export."New value: +"ISO timestamp when the FINANCIAL STATEMENTS were last rebuilt in bulk. Use THIS — not `last_updated` — when telling a user how current the cross-sectional fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to. It is a floor for a single filer, not a ceiling: a filer with a live partition receives its filing, facts and ratios intraday (minutes after EDGAR dissemination), so an entity-scoped read may carry a filing newer than this; cross-sectional ranks (factor scores, earnings signals) refresh with the weekly bulk export."
    • addedOutput schema / properties / _meta / properties / last_updated
      Added value: +{
      +  "description": "ISO timestamp when the snapshot was exported",
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / latency_ms
      Added value: +{
      +  "description": "Wall-clock milliseconds this tool call took, measured server-side around the handler.",
      +  "minimum": 0,
      +  "type": "integer"
      +}
    • addedOutput schema / properties / _meta / properties / limit_warnings
      Added value: +{
      +  "description": "Soft-warning array for partial fulfillment. Each entry carries a stable subcode + remediation.options[]. AI agents pattern-match on subcode.",
      +  "items": {
      +    "additionalProperties": true,
      +    "properties": {
      +      "code": {
      +        "const": "LIMIT_EXCEEDED",
      +        "type": "string"
      +      },
      +      "current_plan": {
      +        "type": "string"
      +      },
      +      "extensions": {
      +        "additionalProperties": {},
      +        "type": "object"
      +      },
      +      "limit_type": {
      +        "type": "string"
      +      },
      +      "limit_value": {},
      +      "remediation": {
      +        "additionalProperties": true,
      +        "properties": {
      +          "contact_sales": {
      +            "type": "string"
      +          },
      +          "default_action": {
      +            "type": "string"
      +          },
      +          "options": {
      +            "items": {
      +              "additionalProperties": {},
      +              "type": "object"
      +            },
      +            "type": "array"
      +          },
      +          "pricing_page": {
      +            "type": "string"
      +          }
      +        },
      +        "required": [
      +          "options",
      +          "default_action",
      +          "pricing_page",
      +          "contact_sales"
      +        ],
      +        "type": "object"
      +      },
      +      "requested_value": {},
      +      "returned_value": {},
      +      "subcode": {
      +        "type": "string"
      +      }
      +    },
      +    "required": [
      +      "code",
      +      "subcode",
      +      "limit_type",
      +      "current_plan",
      +      "remediation"
      +    ],
      +    "type": "object"
      +  },
      +  "type": "array"
      +}
    • addedOutput schema / properties / _meta / properties / payg_override
      Added value: +{
      +  "additionalProperties": false,
      +  "description": "Set when this single response was paid for via the agent-pay PAYG flow — the rate-limit / depth-limit checks were bypassed for this call only.",
      +  "properties": {
      +    "amount_cents": {
      +      "type": "number"
      +    },
      +    "entity_scope_hash": {
      +      "type": "string"
      +    },
      +    "meter": {
      +      "type": "string"
      +    },
      +    "quote_id": {
      +      "type": "string"
      +    },
      +    "retry_token_hash": {
      +      "type": "string"
      +    },
      +    "ticker_count": {
      +      "type": "number"
      +    },
      +    "tool": {
      +      "type": "string"
      +    }
      +  },
      +  "required": [
      +    "quote_id",
      +    "tool",
      +    "meter",
      +    "amount_cents",
      +    "ticker_count",
      +    "entity_scope_hash",
      +    "retry_token_hash"
      +  ],
      +  "type": "object"
      +}
    • addedOutput schema / properties / _meta / properties / rate_limit
      Added value: +{
      +  "additionalProperties": false,
      +  "description": "Caller's remaining budget",
      +  "properties": {
      +    "limit": {
      +      "type": "integer"
      +    },
      +    "remaining": {
      +      "type": "integer"
      +    },
      +    "reset_at": {
      +      "description": "ISO 8601 timestamp when the window resets",
      +      "type": "string"
      +    },
      +    "window": {
      +      "enum": [
      +        "minute",
      +        "hour"
      +      ],
      +      "type": "string"
      +    }
      +  },
      +  "required": [
      +    "limit",
      +    "remaining",
      +    "reset_at",
      +    "window"
      +  ],
      +  "type": "object"
      +}
    • addedOutput schema / properties / _meta / properties / request_id
      Added value: +{
      +  "description": "Per-request correlation id (8-char)",
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / schema_version
      Added value: +{
      +  "description": "Parquet schema version from manifest.json",
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / snapshot
      Added value: +{
      +  "description": "Snapshot directory name (e.g. snapshot_20260420)",
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / truncation / properties / current_plan
      Added value: +{
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / truncation / properties / upgrade_required_for
      Added value: +{
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / truncation / properties / upgrade_url
      Added value: +{
      +  "type": "string"
      +}
    • changedOutput schema / properties / _meta / required
      Previous value: -[
      -  "source",
      -  "pit_safe"
      -]New value: +[
      +  "data_plan",
      +  "schema_version",
      +  "snapshot",
      +  "last_updated",
      +  "source",
      +  "pit_safe"
      +]
  5. Changed16 schema fields changed
    • changedInput schema / properties / ticker / description
      Previous value: -"Stock ticker symbol of the company to audit, e.g. AAPL, MSFT, BRK.B."New value: +"Ticker symbol or SEC CIK of the company to check, e.g. AAPL."
    • removedOutput schema / properties / _meta / properties / cost_usd
      Removed value: -{
      -  "additionalProperties": false,
      -  "description": "Per-call cost transparency. Omitted for subscription-only tools that have no PAYG-equivalent price.",
      -  "properties": {
      -    "amount_usd": {
      -      "minimum": 0,
      -      "type": "number"
      -    },
      -    "basis": {
      -      "description": "payg_charge = real agent-pay charge. payg_rate_card = indicative price, not billed.",
      -      "enum": [
      -        "payg_charge",
      -        "payg_rate_card"
      -      ],
      -      "type": "string"
      -    },
      -    "billed": {
      -      "description": "true = this amount was actually charged via PAYG for this call. false = indicative PAYG-equivalent value; your plan already covers this call for free.",
      -      "type": "boolean"
      -    }
      -  },
      -  "required": [
      -    "amount_usd",
      -    "billed",
      -    "basis"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / properties / _meta / properties / data_plan
      Removed value: -{
      -  "description": "Access plan: sample | sp500 | pro | full",
      -  "type": "string"
      -}
    • changedOutput schema / properties / _meta / properties / fundamentals_as_of / description
      Previous value: -"ISO timestamp when the FINANCIAL STATEMENTS were last rebuilt in bulk. Use THIS — not `last_updated` — when telling a user how current the cross-sectional fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to. It is a floor for a single filer, not a ceiling: a filer with a live partition receives its filing, facts and ratios intraday (minutes after EDGAR dissemination), so an entity-scoped read may carry a filing newer than this; cross-sectional ranks (factor scores, earnings signals) refresh with the weekly bulk export."New value: +"Use THIS — not `last_updated` — when telling a user how current the cross-sectional fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to. It is a floor for a single filer, not a ceiling: a filer with a live partition receives its filing, facts and ratios intraday (minutes after EDGAR dissemination), so an entity-scoped read may carry a filing newer than this; cross-sectional ranks (factor scores, earnings signals) refresh with the weekly bulk export."
    • removedOutput schema / properties / _meta / properties / last_updated
      Removed value: -{
      -  "description": "ISO timestamp when the snapshot was exported",
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / latency_ms
      Removed value: -{
      -  "description": "Wall-clock milliseconds this tool call took, measured server-side around the handler.",
      -  "minimum": 0,
      -  "type": "integer"
      -}
    • removedOutput schema / properties / _meta / properties / limit_warnings
      Removed value: -{
      -  "description": "Soft-warning array for partial fulfillment. Each entry carries a stable subcode + remediation.options[]. AI agents pattern-match on subcode.",
      -  "items": {
      -    "additionalProperties": true,
      -    "properties": {
      -      "code": {
      -        "const": "LIMIT_EXCEEDED",
      -        "type": "string"
      -      },
      -      "current_plan": {
      -        "type": "string"
      -      },
      -      "extensions": {
      -        "additionalProperties": {},
      -        "type": "object"
      -      },
      -      "limit_type": {
      -        "type": "string"
      -      },
      -      "limit_value": {},
      -      "remediation": {
      -        "additionalProperties": true,
      -        "properties": {
      -          "contact_sales": {
      -            "type": "string"
      -          },
      -          "default_action": {
      -            "type": "string"
      -          },
      -          "options": {
      -            "items": {
      -              "additionalProperties": {},
      -              "type": "object"
      -            },
      -            "type": "array"
      -          },
      -          "pricing_page": {
      -            "type": "string"
      -          }
      -        },
      -        "required": [
      -          "options",
      -          "default_action",
      -          "pricing_page",
      -          "contact_sales"
      -        ],
      -        "type": "object"
      -      },
      -      "requested_value": {},
      -      "returned_value": {},
      -      "subcode": {
      -        "type": "string"
      -      }
      -    },
      -    "required": [
      -      "code",
      -      "subcode",
      -      "limit_type",
      -      "current_plan",
      -      "remediation"
      -    ],
      -    "type": "object"
      -  },
      -  "type": "array"
      -}
    • removedOutput schema / properties / _meta / properties / payg_override
      Removed value: -{
      -  "additionalProperties": false,
      -  "description": "Set when this single response was paid for via the agent-pay PAYG flow — the rate-limit / depth-limit checks were bypassed for this call only.",
      -  "properties": {
      -    "amount_cents": {
      -      "type": "number"
      -    },
      -    "entity_scope_hash": {
      -      "type": "string"
      -    },
      -    "meter": {
      -      "type": "string"
      -    },
      -    "quote_id": {
      -      "type": "string"
      -    },
      -    "retry_token_hash": {
      -      "type": "string"
      -    },
      -    "ticker_count": {
      -      "type": "number"
      -    },
      -    "tool": {
      -      "type": "string"
      -    }
      -  },
      -  "required": [
      -    "quote_id",
      -    "tool",
      -    "meter",
      -    "amount_cents",
      -    "ticker_count",
      -    "entity_scope_hash",
      -    "retry_token_hash"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / properties / _meta / properties / rate_limit
      Removed value: -{
      -  "additionalProperties": false,
      -  "description": "Caller's remaining budget",
      -  "properties": {
      -    "limit": {
      -      "type": "integer"
      -    },
      -    "remaining": {
      -      "type": "integer"
      -    },
      -    "reset_at": {
      -      "description": "ISO 8601 timestamp when the window resets",
      -      "type": "string"
      -    },
      -    "window": {
      -      "enum": [
      -        "minute",
      -        "hour"
      -      ],
      -      "type": "string"
      -    }
      -  },
      -  "required": [
      -    "limit",
      -    "remaining",
      -    "reset_at",
      -    "window"
      -  ],
      -  "type": "object"
      -}
    • removedOutput schema / properties / _meta / properties / request_id
      Removed value: -{
      -  "description": "Per-request correlation id (8-char)",
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / schema_version
      Removed value: -{
      -  "description": "Parquet schema version from manifest.json",
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / snapshot
      Removed value: -{
      -  "description": "Snapshot directory name (e.g. snapshot_20260420)",
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / truncation / properties / current_plan
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / truncation / properties / upgrade_required_for
      Removed value: -{
      -  "type": "string"
      -}
    • removedOutput schema / properties / _meta / properties / truncation / properties / upgrade_url
      Removed value: -{
      -  "type": "string"
      -}
    • changedOutput schema / properties / _meta / required
      Previous value: -[
      -  "data_plan",
      -  "schema_version",
      -  "snapshot",
      -  "last_updated",
      -  "source",
      -  "pit_safe"
      -]New value: +[
      +  "source",
      +  "pit_safe"
      +]
  6. Changed1 schema field changed
    • changedOutput schema / properties / _meta / properties / fundamentals_as_of / description
      Previous value: -"ISO timestamp when the FINANCIAL STATEMENTS were last rebuilt. Use THIS — not `last_updated` — when telling a user how current the fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to."New value: +"ISO timestamp when the FINANCIAL STATEMENTS were last rebuilt in bulk. Use THIS — not `last_updated` — when telling a user how current the cross-sectional fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to. It is a floor for a single filer, not a ceiling: a filer with a live partition receives its filing, facts and ratios intraday (minutes after EDGAR dissemination), so an entity-scoped read may carry a filing newer than this; cross-sectional ranks (factor scores, earnings signals) refresh with the weekly bulk export."
  7. Changed2 schema fields changed
    • addedOutput schema / properties / _meta / properties / fundamentals_as_of
      Added value: +{
      +  "description": "ISO timestamp when the FINANCIAL STATEMENTS were last rebuilt. Use THIS — not `last_updated` — when telling a user how current the fundamentals are. The snapshot is republished on every weekday price refresh while the statements are carried forward unchanged, so `last_updated` can be far more recent than the numbers it sits next to.",
      +  "type": "string"
      +}
    • addedOutput schema / properties / _meta / properties / price_as_of
      Added value: +{
      +  "description": "ISO timestamp when the price surfaces were last refreshed.",
      +  "type": "string"
      +}
  8. Changed2 schema fields changed
    • addedOutput schema / properties / _meta / properties / cost_usd
      Added value: +{
      +  "additionalProperties": false,
      +  "description": "Per-call cost transparency. Omitted for subscription-only tools that have no PAYG-equivalent price.",
      +  "properties": {
      +    "amount_usd": {
      +      "minimum": 0,
      +      "type": "number"
      +    },
      +    "basis": {
      +      "description": "payg_charge = real agent-pay charge. payg_rate_card = indicative price, not billed.",
      +      "enum": [
      +        "payg_charge",
      +        "payg_rate_card"
      +      ],
      +      "type": "string"
      +    },
      +    "billed": {
      +      "description": "true = this amount was actually charged via PAYG for this call. false = indicative PAYG-equivalent value; your plan already covers this call for free.",
      +      "type": "boolean"
      +    }
      +  },
      +  "required": [
      +    "amount_usd",
      +    "billed",
      +    "basis"
      +  ],
      +  "type": "object"
      +}
    • addedOutput schema / properties / _meta / properties / latency_ms
      Added value: +{
      +  "description": "Wall-clock milliseconds this tool call took, measured server-side around the handler.",
      +  "minimum": 0,
      +  "type": "integer"
      +}
  9. Changed1 schema field changed
    • addedOutput schema / properties / _meta / properties / pit_safe / description
      Added value: +"true iff a zero-look-ahead point-in-time cut was applied to every returned figure"
  10. Changed1 schema field changed
    • addedInput schema / properties / ticker / description
      Added value: +"Stock ticker symbol of the company to audit, e.g. AAPL, MSFT, BRK.B."
  11. Added

TDQS

A3.7/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnly/idempotent/non-destructive, so the safety profile is covered. The description adds genuinely non-obvious behavior: results are deterministic, the Beneish score is a recoverable subset (SGI + TATA + LVGI) flagged with partial=true, output is a severity-ranked red-flag narrative with filing citations, and access is limited to sp500+. That is real context beyond the structured fields.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two tight paragraphs; the capability statement and output shape come first, and the limitation caveat follows. The SOP reference is short and earns its place. Minor density cost from the internal-input enumeration (AR / current assets / PPE / SGA), which is useful but slightly noisy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With an output schema present and annotations covering safety, the description need only cover method scope and constraints, which it largely does: partial-score semantics, tier eligibility, and citation-backed narrative. The main gap is behavioral detail for out-of-tier tickers or insufficient fundamentals (error vs. degraded result).

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

There is a single parameter (ticker) with 100% schema description coverage including format examples, so the schema does the work. The description adds nothing about ticker semantics (e.g., whether BRK.B style symbols are normalized, or how unknown symbols are handled), so baseline 3 applies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

Front-loads a specific verb and resource ('deterministic forensic-accounting scores for a single ticker') and enumerates the three components (partial Beneish M-Score, Sloan accruals, solvency snapshot). It does not name a sibling it supersedes, but the composite forensic score is distinctive enough against neighbors like get_financial_ratios or compute_dcf.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is implied rather than stated: the description says it is 'used by the forensic_earnings_brief SOP' and restricts tier to 'sp500+', which gives a scope boundary. However it never says when to prefer this over raw ratio tools, and it does not state what happens for a non-sp500 ticker (error, or degraded output).

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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