Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as readOnly, idempotent, and non-destructive, so the safety profile is covered. The description adds the structure of the returned memo (sections like overview, traction, compliance), which is helpful but doesn't disclose operational caveats such as auth, freshness, or rate limits. It meets the baseline for a read-only tool with annotation coverage, but doesn't go beyond.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.