Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and closed-world, so safety is largely covered. The description still adds genuinely non-derivable behavior: the permission gate, the Pro exemption for collaborators, and the prompt-injection caveat that bodies and attachments are untrusted data rather than instructions. It does not describe error behavior when access checks fail, which keeps it below a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.