Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already cover the safety profile (read-only, idempotent, non-destructive, closed-world), so the description does not need to repeat that. It adds use-case context, but does not disclose important conversion assumptions such as whether month/year values use calendar or average durations, nor how rounding is handled; 'Returns: {input}.' is not useful behavioral detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.