Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already establish the safety profile (readOnly, idempotent, non-destructive, closed-world), so the burden is light. The description earns credit for disclosing a behavioral trait the annotations cannot: that the tool returns an extra derived value (photon energy E=hf) beyond the raw wavelength/frequency solve.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.