Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. Beyond that, the description adds real behavioral content: the 2.5 days-per-month accrual rule and the shape of the result (days earned plus working-day equivalent). It does not address edge cases such as part-time proration or the 30-day legal cap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.