Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so the safety profile is fully covered. The description adds nothing beyond that: no note on rounding behavior, currency/tip conventions, or whether the bill includes tax or service. Given the low bar set by rich annotations, this is a weak contribution.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.