Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and non-destructive, which is the whole safety profile for a stateless calculator. The description adds no further behavioural context (no note that it is a pure formula, no unit assumptions), so it neither helps nor contradicts the structured data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.