Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive and closed-world, so the safety profile is covered. The description adds useful context beyond that: the standard rate, the ht/ttc interpretation, and the computed outputs (HT, TTC, tax amount). It does not, however, mention that the rate is overridable or what happens at non-default rates.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.