Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and a closed world, so the safety profile is fully covered and the description need not restate it. The description adds only that the computation depends on germination rate; it says nothing about the default value's effect, rounding, or any assumption behind the formula. Adequate but thin given annotations carry most of the burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.