Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile needs no restating. The description adds only the returned field name, which the output schema already carries, and says nothing about rounding, percentage vs decimal convention, or formula assumptions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.