Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is fully covered. The description adds the return shape and the legal-domain constraint of the French IRL index, but says nothing about the calculation rule (e.g. whether it caps the increase) beyond what the input fields imply.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.