Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the agent knows this is a pure, side-effect-free computation. The description adds nothing beyond that — no stated assumptions (e.g., that the efficiency factor is a loss allowance), no units caveat, no indication that the result is an estimate rather than a guaranteed yield. With annotations carrying the safety profile, a 3 is the right level.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.