Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered without the description. Beyond that, the description contributes the domain rule being applied (the 6-month validity rule) and that a note is returned, but says nothing about how edge cases are judged (exact-boundary dates, expired passports) or what the note contains.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.