Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-destructive behavior, so the safety profile is settled. The description adds the genuinely useful constraint that exactly two of the three inputs must be supplied and the third is returned, which the schema cannot express since all three parameters are optional. It does not describe error behavior when too few inputs are given.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.