Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is fully covered. The description adds the formula families available (standard vs age-adjusted), which is useful framing, but for a pure deterministic calculation there is little else to disclose beyond what annotations and the output schema provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.