Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive, so the safety profile is fully covered. The description adds the units (kg, m/s, joules) and formula, but no auth, edge-case, or domain-constraint behavior beyond that; a 3 is appropriate when annotations carry the load.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.